Total Loss & Diminished Value Insurance Claim Resources

If your car gets totaled, the insurance process can feel confusing and unfair. This guide breaks down how total loss claims really work, why insurance offers are often too low, and the exact steps you can take to fight back and get the payout you actually deserve.

The appraisal clause allows policyholders to dispute an insurance company’s total loss valuation by using independent appraisers and a neutral umpire. This article explains how the appraisal clause works, when to use it, and why expert assistance can help ensure a fair settlement.